RudderGateSet a steady course to payday.
A sailboat passing between two stone breakwaters into open water on a bright day

$100 to $5,000 · all credit types considered

Check your loan options

$100 to $5,000, with funds as soon as the next business day, if approved.

SSL secured · soft inquiry · free

  • Free to request
  • Checking won't affect your credit score
  • One short form
  • No obligation

Emergency loans online, $100 to $5,000, when something can't wait for payday

One request goes to lenders in our network. You stay at the helm: read the terms, then decide.

Things that can't wait

  • A broken window in the cold.
  • A prescription refill.
  • Rent, due before payday.
  • The transmission, again.
  • A flight home for family.

If that's where you are, a free request can show what lenders may offer.

RudderGate is

  • A free loan request service
  • A soft check of your options
  • Clear that you decide

RudderGate is not

  • A lender
  • A guarantee
  • A place that charges upfront fees

Your course, in three steps

  1. 1

    Request

    One short form with the amount you need.

  2. 2

    Review

    Lenders in our network look at it and decide.

  3. 3

    Choose

    If approved and you accept, funds can arrive as soon as the next business day.

Questions before you start

How does RudderGate work?

You fill in one short request and we share it with lenders in our network. If a lender can make you an offer, you see its terms on the lender's own page and decide whether to accept.

Does checking my options affect my credit score?

Checking your options won't affect your credit score. Lenders may check your credit, including with alternative credit bureaus, when they review your request, as the credit-check authorization in our disclosures explains.

Can I get a loan if my credit isn't perfect?

You can send a request with any credit history, and all credit types are considered. Approval is never guaranteed, and your history can change the terms a lender offers.

How much could I borrow?

Requests run from $100 to $5,000. A lender may offer less than you ask for, depending on your income, its review and your state.

When would I get the money?

If you're approved and accept an offer, the money can arrive as soon as the next business day. The exact timing depends on the lender and your bank.

What should I check before I accept?

Read the APR, the total you'll repay and the payment dates. Short-term loans cost more than most credit, so borrow only what you can pay back on time.

Steady first step: one request.

It's free and you never have to accept.

See my options